Terms of Use

This website is owned by Kapsul. By using this Web Site, you indicate your agreement to be bound by these Terms of Use. If you do not agree to any part of these Terms of Use, do not use this Web Site.

In addition to this Terms of Use and depending on the Services opted for by the User in the Website, the User shall be required to read and accept the relevant terms and conditions of service(“TOS”) for each such Service, which may be updated or modified by us from time to time. Such TOS shall be deemed to be a part of this Terms of Use and in the event of a conflict between such TOS and this Agreement, the terms of this Agreement shall prevail.

These terms constitute a binding legal contract required to use our Website and Services. As such, you may only use our Website and Services if you agree to be bound by these terms.

We may modify this Terms of Use at any time by posting a revised version of the same on our website (“Website”), and the amended version of this Terms of Use shall become automatically binding on you if you continue to avail of the Services. The amended terms will be applicable even if not accepted by you separately. If you do not wish to be bound by the updated Terms of Use, we request you to stop accessing the Website and the Services and to reach out to us to deactivate your User Account. You shall have the responsibility to review this Terms of Use on a regular basis.

Restrictions on use of materials

You may not reproduce, republish, upload, post, transmit, or distribute in any way any material from this Web Site without the prior written permission of Kapsul. Graphics and images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their relevant owners. Modification of any of the materials or use of the materials for any other purpose will be a violation of Kapsuls copyright and other intellectual property rights and the copyright and intellectual property rights of the respective owners.

Use of website

You agree to use this Web Site in accordance with these Terms of Use and for lawful and proper purposes. You agree to be responsible for all matters arising from your use of this Web Site. Further, you agree:

Not to use this Web Site in any manner which breaches any applicable law or regulation or causes or which may cause an infringement of any third party rights;

Not to post, transmit or disseminate any information on or via this Website which may be harmful, obscene, defamatory or illegal or create liability on Kapsuls part;

Not to interfere or attempt to interfere with the operation or functionality of this Web Site; and

Not to obtain or attempt to obtain unauthorized access, via whatever means, to any of Kapsuls systems.

No representation

This Web Site has been compiled in good faith by Kapsul, but no representation is made or warranty given (either express or implied) as to the completeness or accuracy of the information it contains. You must always verify this information before you act upon it by calling the relevant contact person of Kapsul. You shall not rely on anything herein in connection with any investment decision.

Disclaimer

The materials in this Web Site are provided as-is and without warranties of any kind either express or implied. To the fullest extent permissible and subject and pursuant to applicable law, Kapsul disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability and fitness for a particular purpose.

Limitation of liability

Subject to applicable law, under no circumstances, including negligence, will Kapsul be liable for any direct, indirect, punitive, exemplary, special or consequential damages that result from the access to, use of, or the inability to use, the materials in this Web Site, even if Kapsul or an Kapsul-authorised representative has been advised of the possibility of such damages.

Modifications

Kapsul may change any part of this Web Site at any time at its sole discretion without notice. Kapsul may deny access to this Web Site to anyone at anytime.

Suggestions, comments and feedback

If you respond to an Kapsul published document with information including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such Kapsul document, such information will be deemed to be non-confidential and Kapsul will have no obligation whatsoever with respect to such information and may reproduce, use, disclose and distribute the information to others without limitation.

Links to other sites

This Web Site contains links to other web sites which are not maintained by Kapsul. Similarly, other web sites may contain links to this Web Site. Kapsul is not responsible for the contents of those web sites and shall not be liable for any loss, damages or injury arising from the access to and use of contents of those web sites.

Intellectual Property Rights

All text, graphics, photographs, trademarks, logos, icons, user interfaces, sounds, music, videos, artwork, software and computer code (collectively, “Content”), including but not limited to the look and feel, layout, design, structure, color scheme, selection, combination and arrangement of the Content present on the Websites is owned by or licensed to us.

Governing Law

The law applicable to these Terms of Use of Web Site is the law of the Republic of Singapore and the courts of the Republic of Singapore will have exclusive jurisdiction in case of any dispute.

Email Communication

You agree that any notices, agreements, disclosures, or other communications that we send to you electronically through email will satisfy any legal communication requirements, including that those communications be in writing.